Thesis story

Being smart on handling one’s money is one of the fundamental ways how to become rich. The fact that money, no matter how much it is, can flee from our hands even in just mere seconds is a thing to keep in mind. So we should learn how to save and invest our money in a trust-worthy institution with good facility with a service admirable in regards to its quality. Banking is indispensable in the modern world as it connects savers and borrowers. If you are a â€Å"saver†, where would you save your treasures efficiently?Saving it on a chest or a vault is bold stupidity. Banks pay you interest because they loan your money to those who have ideas to use it. This is where â€Å"borrowers† enter. Banks do charge them interest but they will have money for innovative business ideas, providing jobs for people, and stimulating the economy. If you are a consumer, you can use banknotes as a medium of exchange. Remember, without banks, there would be no money for The Bangko Sen tral Ng Pilipinas (BSP) is a bank as well who produces money for the nation.Banks are  financial institution  and a  financial intermediary  that accepts  deposits  and channels those deposits into  lending  activities, either directly by loaning or indirectly through  capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses. In other words, it is the middleman to those who are in need and to those who can give. There are two forms of banking institutions. A banking institution can either be a Government or Private banking Institution.The difference between the two is A Government bank is a bank where the Government has a minimum 51% or more stakes in that bank. A Private bank is a bank where the Government does not have any stake. But, both types of banks have to follow the same laws applicable to them. In either way, a bank no matter what form it is, will always make sure that our savings earn int erests and make the money they have in their hands rotate on the economy to provide financial growth. Statement of the Problem This study aims to assess the pproduactivity, profitability, and customer satisfaction of selected banking institution in Metro Manila.Specifically, it answered the following questions: 1. 0 What is the profile of the participants in terms of the following variable; 2. 1 Name of the bank 2. 2 Campaign Advertisement 2. 3 Vision 2. 4 Mission 2. 5 Foundation 2. 6 Number of Branches 2. 7 Subsidiaries and Affiliates 2. 8 Number of Employees 2. 0 What are the things involve in the production of each respondents in terms of: 2. 1 Organizational Chart 2. 2 Management Plans and Principles 2. 3 Product and Services 3. 0 What is the status of the respondents with regards to the profitability of the institution under two conditions: 3. 1 Financial Statement Prior Year . 2 Financial Statement Current Year 4. 0 What is the standing of satisfaction of customers in the resp ondents’ way of production in terms of: 4. 1 Security of the customers’ deposits 4. 2 Interest return offered 4. 3 Effectiveness of respondents’ products and services 4. 4 Service Comfortability 4. 5 Affordability of Interest payable in loans 5. 0 Is there any significant relationship between profitability, pproduactivity, and customer satisfaction when the respondents are group according to their profile? Hypothesis There’s not much of any difference between the operations of a government and a privately owned bank.The factors that affect the iinvestors to choose are the offers, location, and services. Significance of the Study The purpose of this study is to provide information and answer the stated problems to help those who are in need if they will be investing. Through this study the future readers may find out what are the factors to consider when putting their investment in the line. This study conducted can be help in any of the readers: Iinvestor s / Potential Iinvestors – To identify and be aware how to invest their money and feel safe and lessen the risk about the decisions they will make.Job Seekers – be able to know where to file their application and put their talents and skills in full potential. Future Seekers – This study will serve as guide for future researchers who will conduct a study with about this topic. Further research should be made regarding this topic. Scope and Limitation of the Study This study was conducted to know the status of pproduactivity, profitability and customer satisfaction of selected banking institution in Metro Manila. The researchers focused on three banking institution which are MetroBank of Metropolitan Bank, Bank of the Philippine Islands and Landbank of the Philippines.

America at Mid Century (US History) Assignment Example | Topics and Well Written Essays - 250 words

America at Mid Century (US History) - Assignment Example He made decisions crucial to war and peace of the nations. What is significant about this case is not only about the children and schools but also about the human tendency to prejudice people according to their race, color, religion, gender and ethnicity. At that time, racial prejudice was so strife that blacks are not allowed to enter public facilities and to attend same schools. The case is significant as the ruling of the Supreme Court to stop racial segregation of the white and black children became a turning point of the country development. This ruling became the basis for the future legal policies of human rights {Brown vs. Board. 2004)). In 1954, the Brown vs. Board of Education was a legal protest on the right of the blacks to attend same school with the whites. The ruling of the law in favor of the blacks eventually opened the doors for equal treatment to children in education and to other public facilities. The case became so controversial that even President Eisenhower got so concerned and had to send army troops to Arkansas in 1957 at the height of the segregation crisis. (Almanac, p.554) The significance of the Brown Case can still be felt until this day. Today, color discrimination is almost non-existent and have accepted the blacks in the society not only in the United States but also worldwide. In fact, the United States have elected the first black U.S.

Strategic analysis Kodak Essay Example | Topics and Well Written Essays - 2000 words

Strategic analysis Kodak - Essay Example Success in modern world requires constant innovation and change - things most of the organisation are not known very well. This environment changes so rapidly that even the best idea can fade fast. Perhaps this is the reason that environment is so important to an organisation. The external environment of Kodak is complex. As Kodak is focusing on imaging business, this market is the vital market for it. In digital age, more and more activities are related to digital means, same as more and more business are derived from digital technologies. Digital trend, indeed, represents a long-term threat to Kodak's core business - silver print. Although experts disagree over how long it will take for digital imaging to start shrinking the worldwide traditional imaging market, that day is surely coming. According to Lyra Research, a market research company in US, the worldwide film sales will grow only 1% annually through 2003 and slowly shrink after that, whilst digital imaging business will expand 20% annually in next five years (Kodak internal marketing article, 2001). One way to consider the competitive position of Kodak is by means of the Directional Policy Matrix (Thompdon, L. J. 1993: 470). ... a. Analysis of External Environment Success in modern world requires constant innovation and change - things most of the organisation are not known very well. This environment changes so rapidly that even the best idea can fade fast. Perhaps this is the reason that environment is so important to an organisation. Competitive Environment of Kodak The external environment of Kodak is complex. As Kodak is focusing on imaging business, this market is the vital market for it. In digital age, more and more activities are related to digital means, same as more and more business are derived from digital technologies. Digital trend, indeed, represents a long-term threat to Kodak's core business - silver print. Although experts disagree over how long it will take for digital imaging to start shrinking the worldwide traditional imaging market, that day is surely coming. According to Lyra Research, a market research company in US, the worldwide film sales will grow only 1% annually through 2003 and slowly shrink after that, whilst digital imaging business will expand 20% annually in next five years (Kodak internal marketing article, 2001). Introduction of Directional Policy Matrix One way to consider the competitive position of Kodak is by means of the Directional Policy Matrix (Thompdon, L. J. 1993: 470). This matrix is constructed above two axes: the Industry Attractiveness in horizontal axis and the organisation's competitive position in vertical axis. By evaluating relevant factors of these two dimensions we can place appropriate positions for discussed organisation. Traditional Imaging Digital Imaging Industry Attractiveness Market Growth Low High Supplier

Describe and discuss the extent of racism and racial discrimination in Essay

Describe and discuss the extent of racism and racial discrimination in Britain - Essay Example In this context, the development of racial discrimination in Britain is continued; however, the fact that efforts for the control of the phenomenon are also in progress is quite encouraging, proving that the signs for the limitation of racism in Britain are positive, no matter if their results are made visible in the short or the long term. 2. Racism and racial discrimination in Britain background and extent 2.1 Overview of racism and racial discrimination in Britain Immigrants represent an important part of the British population. More specifically, it has been estimated that immigrants across Britain are 4.6 million – in a total population of 60 million (Morris et al. 2007). The research on the living conditions and the daily challenges of these people, revealed that many of them are likely to become ‘victim of a racially motivated crime’ (Easton 2006); in fact, it has been revealed that in 2004, 87,000 immigrants in Britain have faced such problem (Easton 2006) . The above number shows increasing trends; in 2005 the prosecutions for racially motivated offences showed an increase of 28% - compared to 2005 (Easton, 2006). It should be noted at this point that immigrants in Britain have a key influence on the country’s politics, being an important electoral body (McAllister 1984); however, it seems that they are not able of using their power – as described above – in order to secure their rights – reference is made primarily to health, employment and education. In order to identify and understand the extent of racial discrimination in Britain it would be necessary to refer primarily to the framework of discrimination, as developed in the particular country. The elements of discrimination in Britain are made clear through the definition provided by Blackstone et al. (1998). In accordance with the above definition ‘direct discrimination is defined as treating a person less favourably than others on racial groun ds’ (Blackstone et al. 1998, p.37). There is also the case of indirect discrimination which is described as an activity of setting a requirement to which the persons belonging in a particular race are most likely to be able to respond – compared to people belonging to a different race (Blackstone et al. 1998, p.37). The above descriptions, which have been presented by Blackstone as they are included in the Race Relations Act 1976, are particularly important in order to understand the level at which racial discrimination has been developed across Britain. In any case, it should be noted that the issue of racial discrimination in Britain is active for many years – having been started approximately at 1940s – with the pressure then for ‘the settlement of black people in the particular country’ (Rich 1990, p.142). 2.2 Racial discrimination in education, employment and housing Racial discrimination in Britain has many different aspects; it can be identified in the education, the housing and the employment of immigrants, as members of the population. Regarding the relationship between education and immigration, the following issues need to be highlighted: the existence of racism in certain social settings, as for example,

Impact of New Technology In the Public Sector In England Essay

Impact of New Technology In the Public Sector In England - Essay Example ced in 1976 by the police scientific development branch in the UK and the operation began in 1979.The first arrest was made in 1981 which was a stolen car. A number of persons have also been credited for the development of the ANPR to the modern structure, among them include; Bernard Hogan Howe, a metropolitan commissioner in the UK. The scope of offered services includes facilities to curb rising insecurity, drug trafficking, uninsured vehicles, untaxed and unlicensed vehicles. Following the recent innovations in the last decade, especially the introduction of the ANPR, cases of insecurity has been on the decrease. Police and security services have been able to track all the vehicles. This technology can store images and also text from the license plate. Statement of the Problem Stakeholders in the security sector have realized the need to embrace this technology in the country. The increase of the use of ANPR has been associated with a number of factors such as; it saves valuable p olice time, saves valuable police resources, helps in advancing investigation, it enforces arrest. Research Questions This Study was guided by the following research questions: 1. To what extent do the police departments embrace ANPR? 2. To what extent do the ANPR contribute to the efficiency? 3. What are the challenges faced by the security personnel in the adoption of the ANPR? Objectives of the Study Overall Objective: The overall objective of this study was to establish the effect of ANPR service delivery in the police sector. Specific Objectives: Specifically, the study sought to: 1. Establish the use and management of ANPR technology in the security sector. 2. To determine the effect of ANPR technology on the operations of police in England. 3. To find out the challenges faced by the... The study was primarily set within England context, with the focus on metropolitan police in England to explore and evaluate the effects of the ANPR on English. This area was preferred for the study because ANPR was first introduced in UK and also the presence of many vehicles on the roads in the United Kingdom. The findings of the study are useful to different stakeholders of the population. Firstly, UK citizens can use the study to educate themselves in order not to be on the wrong side of the law. Secondly, the findings of this study can be used by security personnel to control cases of rising insecurities in England. The study has exposed the Strengths and Weaknesses of this technology. The study was conducted in England and its environs, which is located in Europe. The study dealt with the citizens and security personnel of England who are served by the metropolitan police commission. The area was chosen because of its geographical position in Europe, first country to introduce this technology and also presence of many cars in its roads. Moreover, past studies showed that England has the most number of insecurities in the region. These reasons made the data collected from this study area to be one of the most reliable in the country. From this study, there is a close relationship between use of Automatic Number Plate Recognition and decrease in insecurity. This is because before introduction of this technology department of commission experienced a high rate of insecurity in England.

Managerial Accounting Final Report Essay Example | Topics and Well Written Essays - 1500 words

Managerial Accounting Final Report - Essay Example This paper offers managerial accounting report based on an entity’s costing accounting data and recommends improvements to the firm. The scope of management accounting incorporates financial accounting concepts, cost accounting concepts, and statistical concepts to develop an understanding of a business environment towards informed managerial decisions. Cost accounting offers data on costs and facilitates analysis for cost control or cost based decisions (Bhattacharyya 2). The management approach’s ability to use existing data for forecasting and planning identifies its significance to management because it aids strategy developments for market dynamism (Mitra 1-27). Incorporation of statistical tools in the management approach also empowers it to determine informed choices for efficient operations because the techniques allows managements to compare environmental factors in a market and to identify the most suitable applications that can guarantee market control and ef ficient and effective operational processes. The report relies on these aspects to review the firm’s cost and processes (Thukaram 5). ... This paper applies a case study to demonstrate application of managerial accounting concepts in resolving problems. The report is based on SSI case study. The firm is a meat, burger, and chicken processing plant in Idaho, United States. Its executive group has learnt that their leading clients are not satisfied with the firm’s pricing and they are considering contacts with SSI’s competitors, arguing that the firm’s prices are too high. Other clients are however happy with the organization because it offers the cheapest prices in the locality. This controversy in opinion among clients identifies pricing as a problem that should be explored for possible reconciliation with the discontent clients. The problem identifies the need to explore following research questions. What are the recommended cost savings that will help SSI increase its profits? Is the organization pricing its products efficiently? Method The report is based on a case study on SSI firm that offers six distinct products to six different clients. Data was collected from published information on the organization’s accounting and managerial records regarding involved production activities and their costs. The data was then analyzed, objectively, to understand the firms costing and pricing. Results The organization produces six types of meats for retail sales. It operates two sessions per day with each session lasting for eight hours and pays direct labor costs per hour. The operations involve six different set ups per day. Each set up produces each product and clean up and adjustments for each product specification precede each set up. The following table summarizes SSI’s daily schedule for the production and set up processes in their order of production. Table 1: Daily

Types of Unemployment Essay Example | Topics and Well Written Essays - 250 words

Types of Unemployment - Essay Example For example, advance in machinery and changes in souk conditions frequently turn many abilities outdated; this naturally raises the rates of joblessness. This kind of unemployment happens when employees take sometimes to shift from one job to a different one. It might be the case when some employees discover new occupations before they depart their previous ones. Many workers depart or lose their works previous to containing other jobs waiting. In such a situation, an employee must look about for a profession that is excellent for them, and this procedure takes some occasions (Tucker, 2008). The condition is not considered particularly difficult from an economic point of view. This type of joblessness is credited to economic reductions and business series happening to the economy. It happens during depression when the demand for merchandise and services in the market cascades, some corporations react by reducing output and firing employees leading to joblessness (Tucker, 2008). Unemployed snow remover fits in the structural form of unemployment since, removing the snow might depend on the market needs and its dynamic differences. Unemployed technician and a recent graduate fit in the fractional joblessness since the person might be looking for the profession that best suits